With our Be Your Own Bank concept,
we demonstrate how you can maximize your dollars and make them work as
multiple dollars. The concept summed up, is broken down like this:
o Banks make a profit by loaning dollars and charging a rate of
interest
o The current bank lending rate is 9 times
o The Financial Exchange strives to achieve a higher rate of return
and make your dollars do the work of multiple dollars
Idea - No matter how much you owe on your home, the following is true:
1. You still live in your home
2. Your home still appreciates at the housing market rate
3. The dollars tied up in your home do not earn interest
What if you were able to restructure your mortgage, as shown in our
Cash Flow Program and pay minimal
out of pocket expenses on your home?
Wouldn’t it make sense to take the dormant dollars that were tied up
in your home, and redeploy those dollars into guaranteed investments
that could provide significant returns?
What we are able to accomplish, is the best of both worlds:
You can have your home appreciate at the same rate, while the dollars
tied up in your home and the dollars you would have paid toward your
mortgage, appreciate at possible higher rates! And these dollars can
earn interest with NO risk of principal loss, and, better yet, a
minimum guaranteed rate of return!!
Let us show you how the features of our Equity Indexed Product (take to
Products and Services page) can accumulate wealth for you.
How an Equity Indexed Product Works
A comparison of a $100,000 premium into
Equity Indexed Product vs. a $100,000 investment directly into the S&P
500
(9/30/98 through 9/30/04)
“Standard &
Poor’s®”, “S&P®”, “S&P 500®”, “Standard & Poor’s 500”, and “500” are
trademarks of The McGraw-Hill Companies, Inc. and have been licensed
for use by American Equity Investment Life Insurance Company.
This product is not sponsored, endorsed, sold or promoted by Standard
& Poor’s, and Standard & Poor’s makes no representation regarding the
advisability of purchasing this product.
S&P 500® Index does not contain dividends.
Past performance not an indication of future results.
The example above demonstrates the powerful benefits of an Equity
Indexed Product with the annual reset interest crediting design. The
Index-I did exactly what it was supposed to do... gave the Contract
Owner the opportunity to accumulate value based on the appreciation of
the S&P 500® Index, without the risk of loss of Premium in years when
the S&P 500® was negative.
All of this supported by a Minimum Guarantee. NOW THAT’S HAVING
YOUR CAKE AND
EATING IT TOO!
These results should not be an indication
that Equity Indexed Product will beat the S&P 500® every time.
This simply demonstrates the effectiveness of Equity Indexed Product
in years when the S&P 500® was negative.
Don’t forget the basic benefits of Equity Indexed Products.
• TAX-DEFERRAL
• GUARANTEED LIFETIME INCOME
• PRESERVATION OF PREMIUM
• PROBATE AVOIDANCE
Surrender Charges apply to surrenders or
withdrawals taken in excess of the free withdrawal provision during
the Surrender Charge Period.
Participation Rates apply, may change annually on Contract
Anniversary.
Equity-Indexed Products are products of the Insurance Industry and are
not guaranteed by any bank, or issued by the FDIC.
|
